There are several important factors when looking for either a student loan or financial aid. Most importantly, you should always check your credit score before applying for any type of loan to ensure your best chance of acceptance and to get the lowest available rate. Next, make sure you find a student loan with not only a low rate, but also a term that fits your financial situation. We have reviewed dozens of lenders, and have found those listed below to be the best choice when it comes to their student loan rates, application criteria and customer service.
| Company | Loan Rates | Application | Service |
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| SimpleTuition.com |  |
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| DiscoverCard.com | |
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| FastWeb.com | |
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| ScholarshipExperts.com | |
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